Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Besides Marks and Spencers Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Sweet Bergamot Pot Pourri Bag, at Mark's & Spencer
Sweet bergamot fragrance, Manufacturer: Marks & Spencer

Adored Comfort Padded Plunge Bra, at Marks & Spencers
Elegant and stylish, this padded bra is made from the softest fabric and embroidery, so it feels blissfully comfortable to wear. The underwired plunge style gives a flattering uplifted shape and an enhanced cleavage. Feminine everyday lingerie

Large Blonde Rag Doll, at Marks & Spencers
Not recommended for babies under 12 months Hair ribbon detail Apple print design Suitable for ages 1-3yrs This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Double Breasted Mid Length Check Coat, at Marks & Spencers
Designed in a figure-flattering style, this contemporary coat captures a key trend with its check design

Gold Plated Tear Drop Earrings, at Marks and Spencers
Tear drop design Drop style Hook fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Duo Twist Platinum-Plated Rings, at Marks and Spencer
An elegant display of understated glamour puts this gorgeous platinum plated ring in a class of its own

Pure Cotton Cut & Sew Rugby Top, at Marks n Spencer
A fashionable smart-casual look, this comfortable cut and sew cotton rugby shirt features a stripe design. Stylish, practical and easycare

Sony VAIO VGN-NS30Z/S Laptop, at Marks & Spencers
Processor: Intel Core™2 Duo Processor T6500 with Enhanced Intel SpeedStep Technology Processor speed: 2.1(GHz) RAM: DDR2 SDRAM (2x2GB) Screen: 15.4in. X-black LCD Operating System: Genuine Windows Vista Home Premium Hard Drive: Serial ATA 500(GB), 5400(rpm) Graphics card: Mobile Intel Graphics Media Accelerator 4500M Memory stick slot: Memory Stick™ Std / Duo, Memory Stick™ PRO Std / Duo, high speed data transfer Digital camera: Built-in 'Motion Eye' Digital Camera Optical Drive: Built-in DVD+-RW/+-R DL/RAM Interfaces: 4 Pin i.LINK™ (IEEE1394), 400 Mbps; 4 USB Ports Connectivity: Built-in Modem: V.92/V.90, Integrated Wireless LAN, Wireless LAN Type: 802.11b/g Draft n; Ethernet network: 10BASE-T/100BASE-TX/1000BASE-T Battery: Lithium-Ion battery (VGP-BPS13/B), Battery Life (min): 200; Battery Charging Time (min): 210 Video & TV software: Picture Motion Browser, Content Importer / Exporter, WinDVD 8 for VAIO, VAIO Movie Story Audio software: VAIO Music Box, Windows Media Player 11 Photo software: Picture Motion Browser, VAIO Movie Story CD-DVD burning software: Easy Media Creator 9, Click to Disc/Editor Office application software: Adobe Reader 9, Microsoft Office Home&Student (60 days Try & Buy) Security & other software: McAfee Internet Security Suite (with 60 days free virus update), VAIO Recovery Utility - HDD recovery (hidden partition), Google software package Accessories included: AC Adaptor, Battery, Power Cord Dimensions: H32-38 x W36 x D27cm Weight: 2.9kg (with Supplied Battery and Supplied Drive) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

My First Colouring Book, at Marks and Spencer
With over 280 pages to colour, this book is never-ending fun! Little hands will love colouring the big pictures of cars, farm animals, toys and much more!

8 'Just to Say...' Text Cards, at Marks & Spencers
Cover text: Just to say... Inside message: blank for your own message 8 cards x 1 design Approx size: 120 x 120mm

Linen Pasta Bowl - Sage, at Marks&Spencer
Leaf design Diam 23.5cm, Manufacturer: Marks & Spencer

Luxury Glass Orchid, at Mark's & Spencer
Add a touch of luxury to your home with this twin-stemmed phalaenopsis orchid. The glass pot helps to create an elegant, contemporary look Available for delivery from 1st April to 30th September 2009

3D Folding Jungle Scene Birthday Card, at Marks & Spencer
Cover text: A Birthday riddle: What kind of animals should be invited to a really fun birthday? Inside Message: Party Animals! Happy Birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Cotton Rich Long Sleeve Top, at Mark's & Spencer
Smart and stylish, this long sleeve top is made from stretch cotton for a flattering and fashionable fit

BT Verve 450 Single Cordless Phone with Answering Machine, at Marks & Spensers
Fully GAP compatible (register up to 5 handsets) 200 name and number directory Text messaging Clock/alarm Call timer Caller groups with individual ring tones Conference call 10 hours talktime, 100 hours standby Up to 15 minutes recording time for the answering machine Message counter Answer only option Playback through base or handset Call screening M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Charlotte Large 2-Seater Sofa, at Marks and Spencer
H94 x W184 x D96cm Seat H50cm, arm H63cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Dinner Jazz CD, at Marks & Spencers
Audio CD, Marks & Spencer

Autograph Luxury Pure Cotton Blend Stripe Shirt, at Mark's & Spencer
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Ogee Damask Cushion, at Marks & Spensers
L50 x W50cm Real feather inner Square Damask design, Manufacturer: Marks & Spencer

Single Breasted 2 Button Stripe Jacket, at Marks and Spencer
Smart, practical and comfortable, our essential suits are made in stylish designs from durable fabrics. Ideal for everyday wear

Heritage Collection - Wall Light, at Marks and Spencer
Candle effect shades Twisted stem Wall fitting M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

PlayStation®3 Pro Evolution Soccer 09, at Marks and Spencer
Improved graphics for an ultra real stadium experience Improved AI engine for more life like opposition More realistic camera angles for your preferred playing perspective Updated rosters from your favorite club and national teams Immersive single player and multiplayer game modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Everyone

Per Una Brow and Lash Gel, at MarksandSpencer
Non-flaking Conditioning Hypoallergenic Carmine free and GMO free Animal Free - No ingredients of animal origin

Chargrilled Vegetable Pizza, at Marks & Spenser
Serves 4-6 Ready to cook Suitable for freezing 615g As featured on page 40 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Classic Collection Paisley Print Skirt, at Marks and Spencer
Elegant and feminine, this printed skirt is cut to drape beautifully and flatter your figure. The lovely colours in the print coordinate perfectly with the plain tops in the Classic range, making it easy to put stylish outfits together

Hoppy Birthday Frog Age 3 Birthday Card, at M+S
Cover text: Hoppy birthday! Inside message: Have a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Per Una 3/4 Sleeve V-Neck Top & Floral Scarf, at Mark & Spencers
A stylish relaxed 3/4 length sleeve soft knit top featuring a floral scarf

Pure Cotton Scoop Neck Floral Print Top, at Marks & Spencer
Smart and stylish, this scoop neck top is made from cool comfortable cotton and features a floral print neckline

Globe Collection - Mini Table Lamp, at M+S
Fabric cylinder shade Glass globe base H37cm x Diam 25cm Bulb: 240V~ SES 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

My Friend's Handbag Heaven, at Marks & Spenser
Suitable for ages 3+ Contains a handbag, cell phone, cards and instructions Comes with felt decorations Develops creativity This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from MarksandSpencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.