Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Multi Bead & Disc Necklace, at Marks and Spencer
Interspersed beads and discs Long length Rope chain Necklace length 104cm

Leather Mini Cross-Over Bag, at Marks and Spencers
Designed to be worn across the body, this stylish and fantastic value bag is crafted in wonderfully durable real leather. Perfect for keeping things close when you're out and about the zip pockets offer extra security

Per Una Leather Notched Belt, at Marks and Spencer
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Abbey Recliner, at Marks and Spencer
H99 x W97 x D91cm Reclines to L158cm. Seat H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Trailing Flower Gift Card, at Marks and Spencers
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Blue Harbour Luxury Pure Cotton Stripe Chinos, at M&S
A stylish smart casual look, these stripe chinos are made from soft cotton and designed for a fashionable and comfortable relaxed fit

Blue Energy Eau de Toilette, at Marks and Spencers
100ml Eau de Toilette Natural spray This product is not available for international delivery. Find out more

Autograph Leather Side Lace Bumptoe Shoes, at Marks and Spenser
Tramline design Side lace Stitch detail Square bumptoe Small block heel

Maternity Cotton Blend Boyfriend Cardigan, at Marks and Spencers
Relaxed and casual, this cotton blend cardigan is designed to flatter you and your bump. A ribbed waist gives a neat, comfortable fit with room for growth. A practical, versatile choice

M&S Corded Phone with Large Phonebook & Answering Machine, at Mark & Spencers
Extra large 3 line display 120 name and number phonebook Digital answering machine - Up to 20 minutes digital recording time with remote access Hands-free speakerphone Caller display stores information on the last 99 calls Last number redial Adjustable speakerphone and ringer volume Wall mountable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Floral Collection Magnolia Liliflora Fragranced Drawer Liners, at M+S
Contains 5 sheets Fragranced

Girls' Fashion Schoolwear - Pure Cotton Frill Trim Cardigan, at Marks & Spencer
Pretty as well as practical, this pure cotton cardigan is ideal for school. Girls will love the embroidered detail and frilled hem and cuff

Body Solutions Smooth Multiway Camisole, at Marks and Spencer
Cool and comfortable, this modern camisole is made from soft fabric with added stretch for a great fit

Autograph Pure Cotton Paisley Camisole, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Numbers Book, at Marks and Spencer
Little hands will love this bright chunky numbers book

5 Younger Girls' Pure Cotton Fairy Briefs, at Marks and Spencer
Cute and trendy, this pack of 5 cotton briefs makes a great way to stock up on essential style

Per Una External Pocket Stitch Detail Shopping Bag, at Marks & Spencer
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

2'' Longer Plain Button-Down Shirt, at Marks and Spenser
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Long Sleeve Stripe Satin Shirt, at Marks & Spenser
Smart and stylish, this stripe shirt is made from stretch fabric for a flattering and fashionable fit

Knitted Fine Ribbed Wrap, at Marks & Spencer
Keep warm without compromising on style! This fashionable fine ribbed wrap feels soft and cosy and makes a great way to add an extra layer

Apple Tree Retirement Card, at Marks and Spencer
Cover text: On your Retirement Inside message: Enjoy the fruits of your labour Approx size: Unfolded: 174 x 126mm

A Year In Your Garden Book, at Mark & Spensers
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Clarendon Large 2-Seater Sofa, at Mark & Spensers
H91 x W233 x D103cm Seat H52cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Serveware - NEW LARGE BOWL, at Mark & Spencers
Manufacturer: Marks & Spencer

Edwardian Lady Peach Jug Mum Birthday Card, at Marks & Spencers
Cover Text: With love on your Birthday Mum Inside Message: Have a wonderful day Approx size: 150 x 150mm The Country Diary of an Edwardian Lady Rowen Stott (Designs) Ltd and RW.UK. Ltd 2008

Per Una Sleeveless Sketch Swirl Dress with Belt, at Marks & Spenser
A beautiful V-neck dress with belt. The pleat detail makes it extra stylish

3 Pairs of Spot & Stripe Design Socks, at Marks & Spensers
Get a fabulous, fashionable look with these assorted spot and stripe print socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Classic Duckling Ceramic Breakfast Set, at M & S
Pack Contains: 1 plate, 1 bowl, 1 cup Approx Size: Plate: 150 mm diameter. Bowl: 130 mm diameter. Bowl: 130 mm diameter

Stainless Steel Stockpot, at Marks and Spencer
Glass lid Riveted handles 7-litre capacity Diameter 18.5cm, Manufacturer: Marks & Spencer

Blue Harbour Pure Lambswool V-Neck Stripe Jumper, at Marks and Spencer
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.