Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Mother of Pearl Photo Frame 13 x 18cm (5 x 7''), at Marks and Spencers
Mother of pearl border Rectangle shape Aperature: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

5 Pairs of Contrast Toe & Heel Socks, at Marks and Spenser
Perfect for everyday wear, these great value socks feature added stretch to provide a long lasting fit and comfort

Portfolio Bootleg Dome Button Trousers, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Long Sleeve Water Repellent Padded Jacket, at Marks n Spencer
Fashionable and modern, this padded jacket is an everyday essential. It's water resistant finish and easycare fabric make it a practical choice.

Signature - GRN FIG REFIL, at Marks & Spensers
Manufacturer: Marks & Spencer

Perfect Lightweight Scarf, at Marks and Spencers
Scarves are a chic way to accessorise any outfit. This one in soft striped jersey is perfect for autumn

Classic Collection Pure Cotton Bootleg Jeans, at Marks & Spencers
An ideal choice for casual everyday wear, these bootleg jeans are finished with a flattering cut. They look stylish worn with knitwear or casual tops in complementary colours

Italian Collezione Micro Square Stripe Tie, at Marks and Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

3/4 Sleeve Stripe Knitted Cardigan, at Marks & Spencer
Pretty and feminine, this stripe cardigan is made with comfortable breathable cotton. Stylish, practical and fashionable

No VPL Floral Lace Shorts, at Marks & Spenser
For the ultimate no-show look, these stretchy modern shorts are made from super smooth lace with bonded edges. They don't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Autograph Pinstripe Suit Jacket, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Floral Print Bodyshaper Bandeau Swimsuit, at Marks&Spencer
Feminine and glamorous, this bandeau swimsuit is designed to stay securely in place while you work on your tan. Make a splash!

Blue Harbour Stormwear™ Pure Cotton Classic Jacket, at Marks and Spencer
A fashionable favourite, the classic jacket is given a modern update with contemporary styling

Autograph Short Sleeve Dobby Stripe Shirt, at MarksandSpencer
Casual and contemporary, this stripe shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Mixed Bead Multi Strand Necklace & Earrings Set, at Marks and Spencer
2 part set Hook fastening drop earrings Multi strand necklace with clasp fastening and adjustable length Mixed beads

Abstract Print Tie Waist Mesh Skirt, at Marks n Spencer
Pretty and feminine, this skirt makes a fashionable, flattering choice. A smart modern look

Per Una Bootleg Patent Ombre Belt Jeans, at Mark & Spensers
Comes with belt shown in image A stylish pair of roma bootleg trousers in soft cotton rich fabric. Multiple pockets and detachable patent ombre belt give it the Per Una touch

F300 Memory Foam Mattress, at Marks and Spenser
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 25cm Soft knitted cover adds extra comfort and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Flock Stripe Low Rise Shorts, at Marks n Spencer
Stunningly stylish, these flattering shorts feature a delicate pleated skirt design. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Steel Turner, at Marks and Spenser
Suitable for non-stick saucepans Hanging loop, Manufacturer: Marks & Spencer

5 Pairs of Older Girls' Cotton Rich Assorted Socks, at M+S
Fun and fashionable, this pack of 5 pairs of cotton rich socks features assorted design

Autograph Short Sleeve Fine Stripe T-Shirt, at Marks & Spencer
Whether you're heading for bed or relaxing at home, this comfortable t-shirt is great for chilling out in style. Mix and match with our pyjama bottoms

Pure Cotton Ultimate Non Iron Long Sleeve Stripe Shirt, at M & S
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Per Una Pure Cotton Long Sleeve Stripe Pyjamas, at Marks and Spencers
Modern and feminine, these pretty stripe pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Let's Cook with Kids Book, at Marks and Spenser
Let's cook with kids is all about cooking together and having lots of fun at the same time. There are over 20 delicious, easy-to-make recipes for you to try, from yummy breakfasts like American-style pancakes to quick after-school suppers such as tasty noodles; not forgetting lots of mouth-watering puddings

3 Sheer Massage Sole Knee Highs, at MarksandSpencer
These knee highs feature specially constructed padded soles which gently massage your feet as you walk

Per Una Speziale Palette, at Marks and Spencer
Hypoallergenic Applicators included

Stormwear™ Leather Apron Lace Up Trainers, at Marks and Spencer
Stormwear™ technology repels water and stains Square toe Lace-up Apron stitch detail Grip sole Waterproof leather All upper seams treated with flexible sealant Expanding breathable and waterproof sole Any upper mesh or fabric material is laminated with a waterproof breathable membrane

M&S 22'' HD Ready LCD TV with Built-in DVD Player - Black, at Marks and Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device HD Ready: 1080i, 720p Display: 22 inch flat screen, 1680 x 1050 pixels Contrast Ratio: 700:1, Dynamic 3500:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H45.5 x W54 x D20.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket DVD Player: Built-in DVD player Use wall mount

3 Piece Pure Cotton Newborn Toucan Outfit, at Marks and Spencer
Fashionable and practical, this cute 3 piece outfit features an embroidered toucan design. It's made from soft cotton to keep her comfortable and happy

Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.