M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. M&S Money financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Mamma Mia! DVD, at Marks and Spencer
Rating Parental Guidance,

Flat Front Lightweight Straight Leg Trousers, at Marks & Spenser
Fashionable and smart, these lightweight flat front trousers are the perfect choice for warmer weather

Pure Cotton Block Stripe Cover Up Beach Dress, at Marks & Spencers
Modern and stylish, this flattering beach dress is designed in the latest shape. A fabulous fashionable look

Fairtrade Organic Cotton Plain Dye Pillowcase, at Marks & Spensers
Threadcount: 180 L76 x W48cm Plain Easy care finish for easier ironing Available in duvet cover, fitted sheet, flat sheet and pillowcase Click to view a video about Fairtrade Cotton , Manufacturer: Marks & Spencer

Disney Handy Manny Colouring Book, at MarksandSpencer
Join Handy Manny and his cheerful band of tools inside this cool colouring book! They cant wait to get started on their next fix-it job, but colour them grab your pens get colouring!

Pink Sketchy Flowers Birthday Card, at M&S
Cover text: Happy birthday Inside message: Have a lovely day Approx size: 174 x 126mm

Coloured Glass Collection - Shallow Bowl, at Marks and Spencer
H9 x Diam 20.5cm Coloured glass, Manufacturer: Marks & Spencer

Blue Fabric Textured Floral Sister Birthday Card, at Marks & Spenser
Cover Text: Hope you have a lovely birthday sister Inside Message: Blank for your own message Approx size: 150 x 150mm

Autograph Wool Rich Straight Leg Trousers, at Marks & Spensers
Smart and stylish, these wool rich trousers give a well dressed look and feel comfortable to wear

Ruched V-Neck Knitted Tank Jumper, at Marks & Spencer
Modern and stylish, this jumper features a v-neck. Ideal for layering

That's Not My Puppy Book, at Marks and Spenser
This delightful series of board books is aimed at very young children. The bright pictures, with their patches of different textures, are designed to develop sensory and language awareness. Babies and toddlers will love turning the pages and touching the feely patches

Portfolio Zig Zag Bangle, at Marks & Spencer
Chunky style Zig zag design

Autograph Pure Cotton Stormwear™ Bomber Jacket, at Marks and Spencer
Layer on some serious spring style with this cool lightweight jacket, in 4 key shades for the season

Autograph Weekend 3/4 Sleeve Lace Print Top, at Mark's & Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season.

3/4 Sleeve Open Neck Collar Shirt, at Marks and Spencers
This fab 3/4 length sleeve shirt features a button fastening. A sophisticated new look, perfect for this season

Pure Cotton Lace Insert Stripe Vest Top, at Marks and Spenser
Chic and modern, this stripe vest is made from cool comfortable cotton and features a lace insert

Autograph Wide Waistband Slip, at Marks & Spenser
Exceptionally comfortable, this slip is made with modal, a supersoft fabric that feels silky smooth

Dolly Mix Bedset, at Marks & Spenser
Co-ordinate with 50/50 pink plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V Doll print, Manufacturer: Marks & Spencer

Little Acorns New Daddy Mug, at Marks and Spencer
1 mug Approx size: H105 x D85mm

Silver Finish Wood Photo Frame 10 x 15cm (4 x 6"), at M & S
Rectangle shape Pine wood border Silver finish Aperture: 10 x 15cm (4 x 6") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

Autograph Antique Leather Wallet, at Marks & Spensers
Smart, stylish and practical, this antique leather wallet makes it easy to organise cards, notes and coins

2 Piece Pure Cotton Multi Pocket Dungaree Outfit, at Marks & Spencers
Fun and practical, this cute 2-piece dungaree outfit features a multi pocket detail. It's made from soft cotton to keep him comfy.

Play Toaster, at Marks and Spencer
Suitable for ages 3+ years Includes 2 pieces of 'toast' Movable dial and lever Height: 25cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Classic Collection Linen Blend Jacket, at Marks and Spenser
Feminine and elegant, this luxurious linen blend jacket is cleverly cut for a flattering fit. Pintuck detail adds a stylish finish

Limited Collection Bond Bowler Bag, at Marks & Spencers
Fashionable and fabulous, this bowler handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Autograph Pure Cotton Short Mac, at Marks and Spencer
A contemporary update of the classic trench style, this pure cotton mac makes a fashionable choice for sixth form wear

Anniversary Gold Label Cabernet Sauvignon 2007 - Case of 12, at Marks & Spenser
Style: Dry, medium bodied Grape variety: Cabernet Sauvignon Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Spot Print Cropped Pyjama Bottoms, at M & S
Fashionable and practical, these spot print pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Formula Calming 3 in 1 Facial Wipes (25), at Marks & Spencers
Contains 25 wipes Especially formulated for sensitive skins Suitable for all skin types Gently cleanses without any harsh additives Fragrance free Hypoallergenic

Leather ID Hip Wallet, at Marks and Spencers
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins features multiple comparments

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."