M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Chateau De Surville 2006 - Case of 12, at M&S
Style: Full bodied Grape variety: Syrah & Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Belted Jeans, at Marks and Spencers
Soft cotton fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value jeans are designed to keep baby looking adorable and feeling comfy and happy

Per Una Satin Front Frill 3/4 Sleeve Cardigan, at M & S
A sophisticated knitted 3/4 sleeve cardigan featuring a satin front frill detail

M400 Mattress - Medium, at Mark & Spencers
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring Count: 1054 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Double Bridge Sunglasses, at Marks and Spenser
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Sun Formula Spray On Leg Make-Up, at M&S
Light tan Long-lasting Gives the appearance of natural tights This product is not available for international delivery. Find out more

2 Older Girls' Pure Cotton Heart Print Pyjamas, at Marks and Spencer
The heart print design makes these pure soft cotton pyjamas so pretty

Pure Cotton Front Frill Stripe Top, at Marks & Spenser
Smart and stylish, this front frill top is made from cool comfortable cotton and features a stripe design

Fold Out Mermaid Scene Birthday Card, at Marks and Spencer
Cover text: These little mermaids are swimming by... Inside message: ...to wish you a very happy birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127 mm

Pure Wool Ankara Rug, at Marks and Spenser
Made from New Zealand wool Traditional pattern Fringed design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Tunic, at Marks & Spencers
Fashionable and contemporary, this versatile cotton tunic features short sleeves. Match with your leggings or trousers for casual style

Short Sleeve Pointelle Knitted Jumper Dress, at Mark's & Spencer
Fashionable and flattering, this knitted jumper dress features pointelle design. A glamorous modern look

High School Musical Music Card, at Marks and Spencers
Cover text: Happy Birthday...Going to the dance Inside message: Have a fantastic day! Approx size: 215 x 150mm Disney Visit the Disney website at www.DisneyChannel.com

Abalone Treasure Necklace, at Marks & Spencers
Adjustable length Clasp fastening Multi strand Abalone detail Necklace length 41cm

Music Mad Grabs Game, at Mark & Spensers
Number of players: 3+ Suitable for ages 8+ Contains: 72 game cards, 90 song name cards, instructions Approx. card size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Animal Alphabet Money Tin, at Marks and Spenser
1 money tin with padlock and 2 keys Animal print Dimensions: H11 x D8 cm

Per Una Turn Up Sleeve Linen Blend Jacket, at Marks and Spencer
A fashionable linen blend jacket featuring a single button fastening and turn up sleeve

Ceriso Embroidered Bow Low Rise Shorts, at Mark & Spencers
Flirty and fashionable, these modern shorts feature bow embroidery and a lace and ribbon trim. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Autograph Bead Trim Tankini Top, at Marks & Spensers
Fabulously fashionable, this flattering tankini is designed in the latest shape. Designed to fit and flatter

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at M & S
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Strappy Lace Front Vest, at M&S
Pretty and feminine, this strappy vest features a lace front design. The soft fabric gives a comfortable flattering fit

Blue Harbour Pure Cotton V-Neck Jumper, at Marks n Spencer
Fashionable and practical, this v-neck jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Petite Baby Elephant Bookend, at Marks and Spencers
Suitable for ages 0-3 years This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

A Note to Say Postbox Notecards Multipack, at Marks & Spensers
Cover Text: A Note to Say Inside message: blank for your own message Pack contains: 8 cards, 1 design Approx size: 118 x 118mm

Square Half Frame Reading Glasses, at Marks and Spencer
Comes in +1.25 to +3.0 strengths Square lenses Half frame Conforms to British Standard BSEN14139:2002

Classic Collection V-Neck Knitted Cardigan, at Marks & Spencers
Soft and comfortable, this knitted cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Your Love Songs Double CD, at Marks and Spencer
Audio CD, Marks & Spencer

Perfect 7 Pairs of FreshFeet Contrast Socks with Silver Technology, at Mark & Spencers
The original and best. The silver technology in these socks keeps them fresh and odour-free for the lifetime of the sock (which is quite a while, thanks to their reinforced heel and toe)

M&S Internet Security Software, at Marks and Spencer
A comprehensive security and back-up suite Protects identity Latest generation anti-virus Award winning anti-spyware Online fraud protection Anti-spam Parental control Automatic daily updates Back-up online This product is not available for international delivery. Find out more

Pure Cotton 3/4 Sleeve Plain Top, at Mark's & Spencer
For casual elegance, you can't beat this 3/4 sleeve, scoop neck top. A great value cotton essential

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.