Besides Marks and Spenser Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Finance. Not least of these is Mark & Spencers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Save the Children Charity Contemporary Eggs Multipack of Easter Cards, at Marks & Spencers
Cover text: Design 1: Easter wishes, Design 2: yummy Easter treats! Inside message: Both designs: blank for your own message 10% of the purchase price from each pack will be contributed to Save the Children. Registered Charity England & Wales (213890) / Scotland (SC039570) Pack contains: 6 cards, 2 designs Approx size: 120 x 120mm

Portfolio Short Sleeve Jumper with Cashmere, at Marks&Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Perfect Silver-Plated Photoframe 10 x 15cm (4 x 6''), at Mark & Spensers
Rectangular shape Double mount Removeable mount card Aperture: 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

Spin & Shout Game, at Marks and Spencer
Number of players: 2+ Suitable for ages 8+ Pack contains: letter wheel spinner, 100 question cards and instructions This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cluster Pendant Necklace, at Marks and Spencers
Cluster pendant Rope necklace Tie fastening Length: 81cm

Cotton Rich Velour Funnel Neck Jacket, at Mark & Spencers
Treat yourself to plush comfort with this super soft velour jacket. Perfect for relaxing or exercising in style

Typhoon Hat, at M&S
Keep your cool in this wide brim sun hat, a summer and holiday essential

Leather Zipped Washbag, at M+S
Stylish and practical, this washbag is a well designed travel essential

Portofino 5-Piece Set, at Marks & Spencers
Set includes a table, two chairs and two cushions Table dimensions: H74 x Diam130cm Chair dimensions: H82.5 x W62 x D52cm All-weather synthetic rattan Table top made from toughened safety glass Plain, quick drying seat pads in 100% polyester Suitable for indoor or outdoor use Parasol pictured is not included This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hamilton 2-Seater Sofa, at Marks and Spenser
50% reduction on Dakota Leather Espresso applied 21 May - 1 June 2009. 30% reduction on all fabrics applied 9 April - 20 May 2009. Higher prices applied between at least 25 February - 8 April 2009. H95 x W202 x D99cm Seat H49cm, arm H66cm, top back rail H73cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence™ - a stain resistant finish at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una 3/4 Ruffle Sleeve Tie Front Bolero, at Marks & Spensers
A fashionable 3/4 length ruffle sleeve bolero with tie front fastening

Bordeaux Rosé 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Cabernet Sauvignon, Merlot & Cabernet Franc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Ultimate Non Iron Long Sleeve Stripe Shirt, at Marks and Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Holographic Flower and Trace Wedding Card, at Marks and Spencers
Cover text: Wedding Inside message: Blank for your own message Approx size: 178mm x 126mm

Autograph Embroidered Round Neck Top, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

2 Button Wide Leg Trousers, at Marks and Spencers
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look. Specially designed to fit and flatter your shape

Perfect Rose Net Tights, at M & S
For an instant fashion update, just pull on a pair of these rose print net tights. They'll see you all the way through winter...

Sprung-Edge Divan with 1 Small + 1 Large Drawer & F100 Mattress, at M & S
Single Mattress (3ft): W90cm x L190cm Single Divan (3ft): W90cm x L190cm Mattress depth: 24cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm, Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Open coil mattresses provide a hard-wearing and supportive background Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Golden Compass DVD, at Marks and Spencers
Rating Parental Guidance,

White Ceramic Collection Toilet Brush, at Marks and Spencer
Plain H39 x Diam 10cm, Manufacturer: Marks & Spencer

Older Boys' Bart Simpson Mule Slippers, at Marks & Spencers
Round toe Slip on Bart Simpson motif 'Bad boy' slogan THE SIMPSONS ™ & 2006 Twentieth Century Fox Film Corporation. All Rights Reserved

4 Sennen Mugs - Blue, at M+S
4 piece set Contrast design H11 x Diam 9cm, Manufacturer: Marks & Spencer

Angle 16-Piece Cutlery Set, at Marks and Spencer
16-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Artificial Fragranced Tall Lilies in Glass Mirror Vase, at Marks and Spencer
Artificial lilies Presented in a tall glass vase H77.5cm, Manufacturer: Marks & Spencer

5 Cotton Blend Assorted Lace Shorts, at Marks and Spencer
These shorts are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

5 Pairs of Stripe Sole Trainer Liners, at Marks and Spencers
These trainer liners are ideal! Cotton rich for comfort and durability, they feature a reinforced heel and toe for extra durability and stretch fabric to improve fit

Large Diamanté Platinum-Plated Square Stud Earrings, at M+S
Stud earrings Diamant design Butterfly fastening Platinum-plated For hygiene reasons, refunds will only be given in accordance with your legal rights

Beer Bottle with Electronic Sound Birthday Card, at Marks and Spencers
Cover Text: Happy birthday This calls for a cold one! Push for thirst aid Inside Message: Blank for your own message Approx size: 230 x 114mm

3 °Climate Control Cotton Rich Assorted Trunks, at M&S
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Bold Stripe Hipster Bikini Bottoms, at Marks and Spencer
Gorgeously feminine, these stylish bikini bottoms feature a striking bold stripe print. Make a splash!

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."