There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

Pure Cotton Roll Neck Jumper, at Marks n Spencer
Soft and comfy, this warm knitted jumper is outstanding value. A practical easycare style

Autograph Floral Lace Thong, at Marks & Spenser
Delicate and feminine, this gorgeous string is made from the softest lace which looks and feels luxurious. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Pure Cotton Floral Embroidered Denim Shorts, at Marks & Spencers
The floral embroidered motif gives a pretty twist to these fashionable denim shorts

Classic Collection Linen Blend Floral Print Panelled Skirt, at M+S
Smart and stylish, this panelled skirt in softly draping fabric is designed to fit and flare for a figure-flattering look. Floral print adds a fashionable touch

Towelling Mules, at Marks and Spencer
Round toe Backless Comes in sizes 3-8

Tallarook Marsanne 2006, Central Victoria - Case of 6, at Marks & Spensers
Style: Dry, rich and full-bodied Grape Variety: Marsanne Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Harmony Shoulder Bag, at Mark's & Spencer
Fashionable and fabulous, this scoop handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Limited Collection Pure Cotton Ruffle Front Tunic, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Autograph Pure Cotton Slim Fit Rib Stripe Shirt, at Marks and Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Parisian Chic Slim Diary, at Marks & Spencer
Week to view Dimensions: 165 x 80mm

Summer Manor Dinner Plate, at Marks and Spenser
Floral pattern trim, Manufacturer: Marks & Spencer

Chuggington Sound Book, at Marks and Spencers
Wake up, chuggers.. Its training time! Help me, Wilson and Brewster find shapes, hunt for colours and learn to count as we roll around Chuggington town. Press the sound button to hear our theme tune and sing along as you go!

Pure Cotton Short Sleeve Pleated Bow Top, at Marks & Spencer
This short sleeved top will make a useful addition to your wardrobe. It features smart pleated bow design for a stylish casual look

Wool Blend Contrast Stripe Tie, at Marks and Spencers
Add a smart finishing touch with this hardwearing contrast sripe wool mix tie

Sports Sandals, at Mark & Spencers
Rip tape fastening Open toe Flat sole Contrast stitching

Animal Sparkle Jacquard Scarf, at Mark's & Spencer
Add some sheer glamorous sparkle to your look with this elegant animal print scarf. The perfect accessory to this season's styles

JBL SoundSticks II Audio Speaker System, at Mark & Spencers
Speaker system: 3-piece plug and play multimedia speaker system Styling: Stunning, original design with great sound Equalisation: Features computer-optimized multi-band parametric equalization Touch control: Capacitance touch control buttons provide direct access to volume control Output: 20 Watts RMS subwoofer power output Dimensions: 41 x 51 x 31cm Weight: 499g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Long Faux Pearl Necklace, at Mark & Spencers
Long chain Clasp fastening Mixed faux pearls Necklace length 40cm

3 Pure Cotton Assorted Sleepsuits, at Marks and Spencer
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value body suits are designed to keep baby looking adorable and feeling comfy and happy

Cotton Blend Multi Pocket Jacket with Drawstring Waist, at MarksandSpencer
This flattering short length jacket looks great worn over casualwear for a relaxed look. Finished with a contemporary stitch design, this warm, easycare jacket will see you through the season in style

Collezione Silk Rich Ethnic Self Print Tie, at Marks & Spensers
Stylish and luxurious, this silk rich tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Scoop Neck Lace Vest, at Marks and Spencers
Stylish and practical, this lace vest makes an ideal choice for everyday wear

Gloss Salt or Pepper Mill, at Marks & Spencers
A restaurant style pepper mill in lacquered wood

Per Una Pure Linen Safari Palm Belted Dress, at Marks & Spensers
A beautiful calf length dress in pure cool linen featuring a safari palm leaf print and comes with a belt

Pure Merino Wool Roll Neck Jumper, at Marks and Spencer
Modern and stylish, this roll neck jumper is made from fine merino wool for luxurious warmth and softness

Baby Girl Card, at Marks & Spenser
Inside Message: Congratulations! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Special Thank You Text Card, at Marks and Spencers
Cover text: Thank you Inside message: ... very much! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Mixed Bead Long Necklace, at Marks and Spencers
Clasp fastening Adjustable length Mixed bead design Long length Necklace length: 92.5cm, extendable by 8cm

Star Sunglasses, at Mark's & Spencer
A hot look for summer, these fabulous star sunglasses add instant style and glamour

Olivia Sunglasses, at Marks and Spenser
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Besides Mark's & Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.