Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Chocolate Cutting Cake, at Marks & Spenser
Order by 5pm to collect in 7 days Serves 22 Chocolate cake: a rich chocolate cake filled with milk chocolate ganache Choose from white or ivory soft icing 920g Available for collection in participating M&S UK stores Click here for a list of stores As featured on page 61 in the food to order brochure Not suitable for nut allergy sufferers

Reversible Leather Belt, at Mark & Spensers
Add a smart finishing touch with this leather buckle fastening belt

Limited Collection Rio Cluster Pendant Necklace, at Marks and Spencer
Clasp fastening Adjustable length Rio cluster pendant Necklace length 84cm, extendable by 8cm

16-Piece Brushed Manjaro Cutlery Set, at Marks & Spensers
16-piece set Includes 4 forks, 4 knives, 4 dessert spoons and 4 teaspoons Brushed stainless steel finish 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pure Cotton Joggers, at Marks & Spencers
Comfortable enough for crawling or napping in, these soft cotton joggers are a practical and fashionable choice

Portfolio Linen Blend Wrap Tie Cardigan, at Mark's & Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Ultimate Non-Iron Pure Cotton Oxford Stripe Shirt, at Marks and Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Handcrafted Princess Mummy's Day, at Marks & Spencers
Cover text: Happy Mummy's Day from your little princess Inside message: With lots and lots and lots of love xxx Approx size: 178 x 126mm

Younger Girls' Dora The Explorer Lunch Box, at Marks and Spencers
Cute and fun, girls will love this Dora the explorer lunch box. An ideal gift

Pot Pourri Bag, at Marks & Spensers
Scented Decorative, Manufacturer: Marks & Spencer

Long Sleeve Cowl Neck Jumper, at Mark & Spencers
Modern and stylish, this jumper is a versatile, easywear look.

Ultra Fit Plain Sport Trunks, at Marks & Spensers
These innovative Ultra Fit Sport trunks keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support. Ideal for sports wear and the gym, comfy enough for relaxed everyday wear

Collezione Modern Stormwear™ Mac, at M+S
Sophisticated and contemporary, this smart mac is inspired by Italian tailoring. It's treated with Stormwear™ technology, a breathable finish that repels water and stains

Pure Linen 3/4 Sleeve Pintuck Top, at Mark's & Spencer
Elegant and stylish, this open neck collar top features a striking pintuck detail for a fabulous feminine look

Collezione Pure Cotton Twill Stripe Shirt, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Autograph Top Strap Buckle Boots, at Marks & Spenser
Round toe Mid heel Top strap buckle feature

Single Sprung-Edge Suede Divan with 2 Small + 2 Large Drawers & Autograph F500 Latex Pillowtop Mattress, at Mark's & Spencer
Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 28.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Glow Bead Stretch Bracelet, at Marks and Spencers
Mixed bead design Stretch style

Spitfire Theme Cufflinks, at Marks & Spenser
A smart finishing touch at a great price

125 Years Gift Card, at Marks & Spensers
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Per Una Patent Finish Shoulder Bag, at Mark's & Spencer
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

PlayStation®3 Tiger Woods PGA Tour 08 Game, at Marks & Spencer
All-New EA Sports GamerNet, where online interaction has been taken to the next level Record everything from your greatest rounds to crazy, awe-inspiring shots, then post each challenge on EA SPORTS GamerNet for the world to beat Put yourself in the game like never before. Upload real-life photographs of yourself, friends, and family All-new Shot Confidence tracks your performance on every hole Featuring the greatest PGA Tour and LPGA Tour pros, including Tiger Woods, John Daly, and Vijay Singh Plus Annika Sorenstam, Natalie Gulbis, Christie Kerr, and Morgan Pressel Suitable for ages 3 years + 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Kids to Adults

Personalised Planner Family Organiser, at M&S
Personalise your calendar by adding photos of your nearest and dearest ones Includes a pen and a memo pad for important messages and an elastic cord, complete with mini pegs, to secure invites, letters and other important bits and pieces Approx. size: 330 x 430mm

Artificial Large Willow Twigs With Lights, at Marks & Spencer
String tied base Ready Made arrangement that needs no after care H123cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hastings Triple Wardrobe, at Marks & Spenser
H188 x W138 x D54cm 3 door wardrobe 1 hanging rail behind double doors 3 shelves behind single door Crafted predominantly from solid pine and fibreboard Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio 3/4 Sleeve Abstract Print Blouse, at Marks and Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Indian Summer Leaf Embroidered Cushion, at Marks and Spencer
L50 x W50cm Square Leaf embroidered design, Manufacturer: Marks & Spencer

Soft Grip Skimmer, at M+S
Grip handle Hole in handle for hanging storage, Manufacturer: Marks & Spencer

Clear Glass Console Table, at Mark & Spensers
H71 x W105 x D35cm Contemporary clear glass design Made from clear glass Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Sleeve Abstract Print Pintuck Dress, at Marks & Spencer
Abstract prints are a key trend this season, making this v-neck dress a great way to get the latest look

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks n Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.